OUR PRESENT HOUSING LOAN SCHEME DETAILS.

                           “ THE FREEDOM SCHEME ”             

      For Oct.2011     Oct,2011 LHPLR is 14.40%     SCHEME ENDS ON  31ST Oct.2011
SANCTION IN FLOATING RATE, CONVERT TO FIX FOR 5 YEARS       
ANY TIME DURING FIRST YEAR & ENJOY FLOATING AGAIN       
THEREAFTER.

© AVIS FINANCIAL SERVICES, DSA of   M/s.     LIC HOUSING FINANCE LTD.

Sanctions at following floating rates:           9604138022/     9503149898    
For loans up to      30,00,000     :     LHPLR less 375 points  as spread/ discount
                                           to get present floating rate of 10.65%
CALL   M/s.AVIS FINANCIAL SERVICES, 09604138022/09503149898          
For loans from      30,00,001     :      LHPLR less 340 points as spread/discount
 To                 74, 99,999     to get present floating rate of 11%    
                                               
For loans from 75lakhs to   :         LHPLR less 290 as spread/discount       
                       1.50Crores          to getpresent floating rate of 11.50%
For Revalidation of loans sanctioned in & up to 30th Sept,2011: Old spreads/Discounts will remain

Conversion to Fix ROI For 5 Years:                     
This is available only in first 12 months from the date of first disbursement.
The rate is fixed for 5 years  at the following formula,           
Loans up to 30lakhs            : LHPLR less 290 points          
Loans from 30 to 75lakhs    : LHPLR less 265 points          
Loans from 75 to 1.50crore : LHPLR less 240 points           
CALL   M/s.AVIS FINANCIAL SERVICES, 09604138022/09503149898          
Conversion charges of Rs. 1000+ S.Tax  when Floating ROI is converted
to Fixed ROI.                                        
CALL   M/s.AVIS FINANCIAL SERVICES, 09604138022/09503149898          
For Floating ROI After Expiry of Fixed ROI's Five Years term.     
Floating Rates with same original discounts/spread  offered as above,
As mentioned in A Above , at the time of sanction                      
                                               
Our Office tele. Nos. 020 46770717/18/19  Fax: 020 46770719                

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