WHY I SHOULD OBTAIN HOUSING LOAN FROM LICHFL

WHY I SHOULD OBTAIN HOUSING LOAN FROM LIC HFL? 

OR

MAY I KNOW LICHFL'S SALIENT FEATURES?

(PLEASE READ CAREFULLY ALL POINTS)

1. Absolutely TRANSPARENT DEALINGS WITH NO HIDDEN COST. 
2. EVEN IF PROPERTY NOT SELECTED,   OPEN SANCTION BASED ON YOUR NET INCOME.
3. NO PENALTY ON PARTIAL OR FULL PRE PAYMENT , IF PAID FROM OWN INCOME/SAVINGS.
4. ADVANCE REPAYMENT SCHEDULE FOR NEXT 12 MONTHS GIVEN AT THE TIME OF EVERY DISBURSEMENT. THIS REPAYMENT SCHEDULE SHOWES EXACT MONTHLY DIVISION (OF YOUR MONTHLY EMI) INTO INTEREST & REPAYMENT AMOUNTS. PER MONTH BASIS, WITH EACH MONTHS EXACT OUTSTANDING LOAN AMOUNT ON YOUR EMI DATE OF EVERY MONTH.
5. THOUGH FULL LOAN IS NOT DISBURSED & BLDG NOT YET COMPLETED, POSSESION NOT GIVEN, STILL BORROWER CAN START FULL EMI. THIS BENEFITS YOU TO REDUCE YOUR OUTSTANDING LOAN CONSIDERABLY, AT THE TIME OF TAKING POSSESION REDUCES YOUR LOAN TERM, THERE BY HUGE SAVINGS IN YOUR TOTAL PAYABLE INTEREST AMOUNT OVER A FULL TERM.
6. ONLY INTEREST ON EVERY  DISBURSED AMOUNT,  OPTION IS AVAILABLE.
7.  NO CHARGES FOR ANY ACCOUNT STATEMENT & OTHER PROVISIONAL/REGULAR STAEMENTS FROM LIC HFL.
8.  SANCTION UP TO 80% OF COST INCLUDING:
   • Agreement cost
   • MSEB Charges if shown separately & not included into your cost of agreement with builder.
   • Registration Cost paid
   • Stamp Duty paid
   • Vat charges if separate receipt of the amount paid is issued by your Builder
   • Service Tax if full service tax mentioned by the Builder in his Booking Sheet Or Offer letter

No Other Bank Considers all above amounts while calculating your 80% LOAN TO VALUE(LTV)